Our team of experienced, local Cadboro Bay mortgage brokers specialize in helping Victoria
home buyers or home owners get the financing they need, at the rates they want.
We love helping first time home buyers get the financing they need, even when the banks are saying no! With over 10 years experience we've helped hundreds of first time home buyers get the home of their dreams!Contact Us
Mortgage Renewal Time? Let us help you get the best rates and terms . We can save you time and money. There is no cost to you, the borrower. Call us before just accepting what your current lender is offering!Contact Us
We offer private lending options and love a challenge! If you think you're not going to qualify or have been turned down already, we can help you! Hard to fund mortgages are our specialty!Contact Us
We offer extremely competitive reverse mortgage rates and Home Equity Lines Of Credit - HELOC options. We have a team of veteran mortgage professionals who can handle more complex lending services.Contact Us
Hard pre-approvals can be extended for up to 6 months, provided that your credit, income, or debt have not changed fundamentally. Since over a decade, Auxilium mortgage has been a trusted Victoria mortgage broker team. We have the expertise and experience needed to help you find the right mortgage for you.
Auxilium does "hard pre-approvals". This means that we fully review your file and complete all applications. We also gather all supporting documentation. Although this takes more effort and time on our part, it is well worth it. It gives borrowers certainty about what they can and cannot borrow.
You only need to provide the required documentation, based upon the initial conversation in a timely fashion. Your ability to get a pre-approval in a timely manner will determine the speed at which we can do it.
We don't usually pull your credit until we have two things: first, we know we can offer you a solution based upon the documentation provided and secondly, we are satisfied with the solutions we've proposed. Once we have both those things in place, we will pull your credit to confirm everything 100%. We have been trusted Victoria mortgage brokers for more than a decade and have the expertise and experience to help you find the right mortgage.
No, although we hope that you will want to work with Auxilium based on the experience you had during the pre-approval process, it is not mandatory. We don't believe that anyone should be forced to work with Auxilium if they don't wish to.
Yes, after we have provided you with a hard preapproval, you can go house hunting and make an offer on any/all properties which meet the criteria.
The Cadboro Bay community is one of Victoria’s most sought after water front communities and the average home price is close to one million dollars. Most home buyers in this area will need to arrange for a mortgage to purchase a property.